Door three

Inheritance is two jobs. We'll help you do both - slowly.

There is the administrative work of settling the estate, and there is the quieter work of figuring out what your own next life looks like. Most inheritors are handed both at the same time and told, implicitly, to hurry.

Two jobs

You don't have to hurry. This page is built around the most important piece of advice we can give you - which is to wait, on purpose, before doing almost anything with the money. Below that, the frameworks for settling the estate, the framework for your own plan, and the community of people who have been at this particular intersection themselves.

If you remember only one thing

The Ninety-Day Wait Rule. This is the advice.

The behavioral-finance research points firmly one way: inheritors tend to make their hardest-to-undo decisions in the first ninety days after the money arrives - bigger houses, rushed investments, loans to relatives, hurried generosity. So the single most protective thing you can do is park everything and change nothing, on purpose, for ninety days. We'll walk you through what that looks like - and what to do on day ninety-one.

Read the Wait Rule → Email it to me

General guidance for a common situation — not financial, legal, or tax advice. Your circumstances may differ.

01

Two jobs, four tools. Three settle the estate, one starts your own plan.

The first three help you settle what you were handed. The fourth begins the plan this loss just made unavoidable. Free, no account - take what you need, in the order it comes up.

Companion Settling the estate

The Estate Administration Companion

The flagship walkthrough - twelve asset categories and twenty-two milestones. Probate, beneficiary paperwork, titled assets, the things the accountant will ask for, and the ones no one told you to save. A walk, not a checklist, because little of it happens in order.

Open the Companion →
Worksheet The house

The Keep / Sell / Buy-Out Worksheet

The decision that stalls more estates than any other. A clear-eyed way to weigh keeping the house, selling it, or buying out a sibling - the numbers and the feelings side by side, before anyone forces the question.

Open the worksheet →
Reflection Before you fight

Should I Contest?

A clear-eyed reflection for the moment you're tempted to challenge the will. What you'd actually be taking on - the cost, the time, the relationships - so the choice is made with open eyes, not heat.

Work through it →
Reflection Your own plan

What You Would Do Differently

The second job, quietly begun. A reflection on your own estate plan, prompted by everything this one just taught you - so the people who come after you inherit less confusion than you did.

Start the reflection →

Read next

People will offer their opinions about your money. Most of it is well-meant and almost none of it is right for you. You are allowed to listen politely and do nothing with any of it for a long time.

The Community · coming later this year

People who have sat at exactly this table.

Inheritance is a peculiar kind of aloneness. Your friends don't want to talk about their parents' money, your siblings are doing their own version of this, and the professionals around you mostly want to help you spend something. That's exactly what the Community is being built for - a place where the conversation is different. It opens later this year, with two ways in: a Steward who has settled one of these alone, and a small Inheritor Circle of people at the same table. Making that space for you is part of why LifeTurns exists, and it's one of the things we most look forward to opening.

We'll make sure you're among the first to know when it opens - there's nothing you need to do now.

The kind of moment we're building it to hold

"I realized, six months in, that I wasn't just settling my mother's estate. I was becoming her - the person the family called when something went wrong. Nobody had prepared me for that part."

- an inheritor, six months in
02

What the first year of inheritance actually looks like.

Settle the estate. Wait, on purpose. Plan for yourself. Three phases in that order - though they overlap, and the middle one is the most important.

I.

Settle

Months one through six, usually. Probate, beneficiary forms, titled assets, the accountant, the attorney, the paperwork. The Estate Administration Companion is the walkthrough. Most of this is slow by design - and that's fine.

II.

Wait

The ninety days after funds arrive. You park the money. You don't make major decisions. You let the grief and the money uncouple themselves. This is the single highest-leverage thing LifeTurns will ever tell you to do.

III.

Plan

Months six through twelve. Your own plan, separate from the one you inherited - longevity, legacy, your own beneficiaries, the plan you now actually need to have. What You Would Do Differently is where it starts, and where the advisor conversation usually begins.

On day ninety-one - an advisor, finally.

Here is the honest arithmetic: most inheritors eventually want a professional. The question isn't whether, it's when - and who. LifeTurns's advisor network is small, vetted, and specifically experienced in inheritance-stage relationships. We match on situation, not asset size. You meet when you're ready. You're never obligated to anything.