If you remember only one thing
The Ninety-Day Wait Rule. This is the advice.
The behavioral-finance research points firmly one way: inheritors tend to make their hardest-to-undo decisions in the first ninety days after the money arrives - bigger houses, rushed investments, loans to relatives, hurried generosity. So the single most protective thing you can do is park everything and change nothing, on purpose, for ninety days. We'll walk you through what that looks like - and what to do on day ninety-one.
General guidance for a common situation — not financial, legal, or tax advice. Your circumstances may differ.